What Does It Mean To Have Your Affairs In Order?

What Does It Mean To Have Your Affairs In Order?

November 16, 2023

What Does It Mean To Have Your Affairs In Order?

Having your affairs in order is an essential part of responsible living, providing a sense of control and peace of mind, regardless of age or life stage. It encompasses organizing your personal, financial, and medical matters to ensure that your wishes are known and respected, and that your loved ones are not left burdened with uncertainty and confusion in the event of your incapacity or death.

Why is it important to have your affairs in order?

1. Peace of Mind: Having your affairs in order provides a sense of relief and security, knowing that your loved ones are aware of your wishes and prepared to handle your matters.

2. Clarity and Direction: Clear documentation and communication eliminate ambiguity and confusion, ensuring that your wishes are carried out as intended.

3. Reduced Stress and Burden: Organized records and designated decision-makers minimize stress and burden on loved ones during a difficult time.

4. Protection of Assets and Interests: Proper planning safeguards your assets and ensures that they are distributed according to your wishes.

5. Respect for Your Autonomy: Having your affairs in order honors your rights to self-determination and ensures that your choices are respected.

Key Steps to Getting Your Affairs in Order:

1. Gather Important Documents: Collect and organize essential documents, including birth certificates, Social Security cards, insurance policies, financial records, and property deeds.

2. Create a List of User ID’s and Passwords: The list should include your smartphone, computers, bank accounts, bill pay accounts, social media accounts and any other important user ID and password protected accounts. Make sure your trusted family members know where to find it. Be sure to update this list regularly.

3. Create a Will or Trust: A will and/or a trust legally outlines how your assets and belongings will be distributed after your death. It also allows you to appoint guardians for minor children and express your end-of-life wishes.

4. Establish Advance Directives: Advance directives, such as a living will and healthcare power of attorney, provide instructions for medical care in case you become incapacitated.

5. Review Beneficiary Designations: Verify beneficiaries on retirement accounts, life insurance policies, and other assets to ensure they align with your current wishes.

6. Communicate Your Wishes: Discuss your plans and preferences with trusted family members or friends to ensure they understand your wishes and can act on your behalf.

7. Review and Update Regularly: As your circumstances change, revisit and update your documents and plans to reflect your current wishes and situation.


Getting your affairs in order is not a morbid or daunting task; it is an act of self-care and responsibility that demonstrates your love and concern for those you care about. By taking the time to organize your matters and communicate your wishes, you provide clarity, peace of mind, and protection for yourself and your loved ones.